Is this course really 100% online? Do I need to attend any classes in person?

This course is completely online, so there’s no need to show up to a classroom in person. You can access your lectures, readings and assignments anytime and anywhere via the web or your mobile device.

Can I just enroll in a single course?

Yes! To get started, click the course card that interests you and enroll. You can enroll and complete the course to earn a shareable certificate. When you subscribe to a course that is part of a Specialization, you’re automatically subscribed to the full Specialization. Visit your learner dashboard to track your progress.

Is financial aid available?

Yes. In select learning programs, you can apply for financial aid or a scholarship if you can’t afford the enrollment fee. If fin aid or scholarship is available for your learning program selection, you’ll find a link to apply on the description page.

Can I take the course for free?

No, you cannot take this course for free. When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. If you cannot afford the fee, you can apply for financial aid.

Will I earn university credit for completing the Specialization?

This Specialization doesn't carry university credit, but some universities may choose to accept Specialization Certificates for credit. Check with your institution to learn more.

Financial Technology (Fintech) Innovations Specialization

Financial Technology (Fintech) Innovations Specialization

Instructors: Robert Dittmar

Included with Coursera Plus

Learn more

4 course series

Get in-depth knowledge of a subject

4.7

(1,854 reviews)

Beginner level

No prior experience required

1 month at 10 hours a week

Flexible schedule

Earn a career credential

Share your expertise with employers

4 course series

Get in-depth knowledge of a subject

4.7

(1,854 reviews)

Beginner level

No prior experience required

1 month at 10 hours a week

Flexible schedule

Earn a career credential

Share your expertise with employers

What you'll learn

Explain the difference between legacy payment systems and new innovations in payments.
Describe blockchain technology and critique its application in various contexts.
Interpret a credit score and identify its determinants.
Implement “smart” investing techniques.

Overview

This specialization is intended to familiarize learners with a broad range of financial technologies. While finance has always been at the forefront of technological innovation, the financial industry is changing rapidly in the face of new technology. In the past, at the forefront of innovation in finance were central governments and financial institutions. Today, information technology firms and professionals are leading innovation in the financial industry.

Our goal is to show learners the genesis and use cases of the technology. We hope to familiarize professionals sufficiently with the technology that they can utilize and adapt the technologies in their careers.

What’s included

Shareable certificate

Add to your LinkedIn profile

Taught in English

26 practice exercises

Advance your subject-matter expertise

Learn in-demand skills from university and industry experts
Master a subject or tool with hands-on projects
Develop a deep understanding of key concepts
Earn a career certificate from University of Michigan

Specialization - 4 course series

Stories are a part of the human experience. We all have our own stories to tell, but they are also excellent tools for learning. These courses will utilize a storytelling approach that will invite you into the role of a character embedded in a context directly related to the content with which you'll be engaging. This approach will help you relate to the information presented, push you to apply your knowledge and skills to a novel context, and give you and other learners a shared experience on which to reflect.

The Future of Payment Technologies

Course 16 hours4.7 (1,751 ratings)View course

What you'll learn

Explain how current payment systems operate.
Describe inefficiencies in current practices in the processing of payments.
Relate new technological innovations to current inefficiencies.
Build value propositions for new technologies in the payment space.

Skills you'll gain

Payment Systems, Mobile Banking, Value Propositions, Transaction Processing, Mobile Security, Point of Sale, Credit/Debit Card Processing, Digital Assets, FinTech, Emerging Technologies, Payment Processing, and Risk Management

Blockchain and Cryptocurrency Explained

Course 28 hours4.7 (953 ratings)View course

What you'll learn

Explain how blockchain works.
Articulate the key technical aspects, such as decentralization and consensus algorithms.
Describe the strengths and weaknesses of cryptocurrency as an asset and a payment mechanism.
Evaluate tradeoffs of blockchain as a business solution.

Skills you'll gain

Blockchain, Cryptography, Digital Assets, Payment Systems, Distributed Computing, Business Analysis, Business Solutions, Algorithms, Emerging Technologies, Market Dynamics, FinTech, and Technical Analysis

Raising Capital: Credit Tech, Coin Offerings, and Crowdfunding

Course 38 hours4.7 (307 ratings)View course

What you'll learn

Estimate a logistic regression.
Identify the key ingredients of a credit scoring algorithm.
Identify the advantages and disadvantages to crowd-sourced lending.
Differentiate crypto-based capital-raising models.

Skills you'll gain

FinTech, Credit Risk, Banking Services, Fundraising and Crowdsourcing, Lending and Underwriting, Fundraising, Securities (Finance), Capital Markets, Loans, Financial Inclusion, Blockchain, and Financial Services

Innovations in Investment Technology: Artificial Intelligence

Course 410 hours4.7 (410 ratings)View course

What you'll learn

Recognize the strengths and weaknesses of human financial advisors and investors.
Explain the business model of robo/AI-advisors.
Identify the relationship between identifiable firm characteristics and average returns.
Build a diversified portfolio based on attitudes toward risk.

Skills you'll gain

Investment Management, Artificial Intelligence and Machine Learning (AI/ML), Portfolio Management, Machine Learning, FinTech, Predictive Analytics, Asset Management, Artificial Intelligence, Wealth Management, Artificial Neural Networks, Big Data, Financial Trading, Investments, and Financial Market

Earn a career certificate

Add this credential to your LinkedIn profile, resume, or CV. Share it on social media and in your performance review.

Instructors

Robert Dittmar

University of Michigan

1 Course22,133 learners

Andrew Wu

University of Michigan

8 Courses122,709 learners

Offered by

University of Michigan

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Frequently asked questions

Each course has 3-4 weeks of core content, with about 2-4 hours of work expected per week. It is estimated that it would take a learner 4-6 months to complete the entire specialization, though faster progress is possible with more time available per week.

We have two audiences in mind, though any learner could benefit from this material.

The first group is professionals, particularly in the financial industry, who may have limited background in technology, but are interested in deeper understanding of the mechanics and implications of the changes in financial technology.

The second group is the technology professional who has a more limited exposure to finance.

Some statistics knowledge will aid in understanding the course material.

No, you can take these courses in any order, though it may feel more logical to follow the sequence we've suggested.

Financial Technology (Fintech) Innovations Specialization

What you'll learn

Overview

Skills you'll gain

Tools you'll learn

What’s included

Advance your subject-matter expertise